This page has been reviewed and verified by Michael Gibbons, UK Solicitor and Regulated Immigration Advisor, to ensure accuracy with current UK immigration policy. You can confirm visa requirements through Our Official UK Visa Guidance.

Proof of Funds for UK Visitor Visa (2025)

The proof of funds requirement shows you can pay for your trip to the UK without using public funds or working. Evidence should cover travel, accommodation, and daily living costs for the whole visit and be recent, genuine, and verifiable (typically within the last 90 days). This guidance reflects Home Office rules as of October 2025.

How Much Money Do You Need?

There is no fixed legal minimum. Caseworkers assess whether funds are realistic for your itinerary, destination, and duration. As practical planning ranges:

• Up to 2 weeks: roughly £800 -£1,000 per person.
• 1–3 months: roughly £2,000 – £3,000 per person.
• Up to 6 months: roughly £3,500 -£5,000+ depending on accommodation and activities.

Travelling with dependants? Show additional funds for each person.

Acceptable Financial Evidence (Last 3 Months)

• Bank statements (full name, account number, running balance, regular income/savings)
• Payslips or proof of self-employment income (e.g., invoices, tax returns)
• Fixed deposits/savings (maturity details or early-access terms where relevant)
• Credit card statements (supporting—not primary—evidence of available funds)
• Scholarship/employer funding letters (if attending a short course or business visit)

Using a Sponsor (Third-Party Support)

If a family member, friend, or company will pay some or all costs, include:

• Sponsorship letter stating relationship, exactly what costs are covered, and dates.
• Proof of sponsor’s funds (bank statements, payslips, or business accounts).
• Proof of sponsor’s UK status (e.g., British passport or residence permit) if they are in the UK.
• Accommodation evidence (tenancy/utility bill in sponsor’s name if hosting).
• Proof of relationship (e.g., birth/marriage certificate, photos + travel history where sensible).

Evidence That Weakens Applications

• Sudden, unexplained large deposits shortly before applying.
• Accounts with minimal activity or unclear income source.
• Documents lacking the applicant’s name or issued by unverifiable institutions.
• Cash-only claims with no audit trail.

Tip: Explain non-standard items in a brief cover note (e.g., “bonus payment”, “asset sale proceeds”).

How to Present Your Finances (Best Practice)

• Provide a 90-day history (more if your income is irregular)
• Ensure names, addresses, and dates match across form and documents
• Convert foreign currency amounts and note the rate/date used (optional but helpful)
• Cross-reference funds with itinerary costs (flights, accommodation, daily budget)

Example Financial Summary (Cover Letter Snippet)

Use or adapt this in your supporting documents:
Applicant: [Full Name, DOB]
Application Ref: [If available]
Travel Dates: [Start–End, City/Region]

Savings Balance: [£X total across accounts]
Monthly Income: [£X net]
Trip Budget: Flights £X, Accommodation £X, Daily Costs £X, Other £X
Sponsor (if any): [Name, relationship, what they will pay]

I confirm I can cover all costs of this visit without working or using public funds.
Documents enclosed: [Bank statements 90 days, payslips, bookings, sponsor evidence].

Translation & Verification

Any document not in English or Welsh must include a certified translation stating it is an accurate translation, with the translator’s name, signature, date, and contact details.

How to Submit Financial Documents

Upload your evidence during the online application. Originals may be requested at your biometric appointment. For step-by-step instructions, see Our Official UK Visa Guidance.

Common Refusal Reasons Linked to Finances

• Bank statements that don’t match declared income or itinerary
• Insufficient evidence of source of funds (especially large deposits)
• Over-reliance on a sponsor without relationship or fund proof
• Missing evidence for dependants travelling with you

If refused: review the decision, correct gaps, and consider reapplying. See UK Visitor Visa Refusals & Reapplication Guidance.

Related Guidance

• UK Visitor Visa Eligibility Requirements (2025)
• UK Visitor Visa Documents Checklist (2025)
• Extend a UK Visitor Visa (2025)
• UK Visa Appointments
• UK Visa Types & Overview (All Categories)

People Also Asked

Is there a fixed amount for proof of funds?

No. There’s no official minimum. Provide realistic funds for your itinerary, accommodation, and daily costs.

How many months of bank statements do I need?

Usually 90 days. Include more if income is irregular or you rely on savings.

Can a friend or family member sponsor me?

Yes—include a sponsorship letter, proof of funds, proof of relationship, and (if in the UK) proof of legal status.

Do I need to show cash?

No. Banked funds with a clear audit trail are stronger than cash-only claims.

What if I have a recent large deposit?

Explain it (bonus, asset sale, gift) and include supporting evidence (pay slip, sale contract, gift letter).

About This Page

Author: UK Visa Applications Editorial Team
Reviewed by: Michael Gibbons, UK Solicitor and Regulated Immigration Advisor
Last Updated: October 2025