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Malta Citizenship by Investment

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This page has been reviewed and verified by
Michael Gibbons, Regulated Immigration Advisor.
You can confirm Maltese citizenship program details through
Our Citizenship by Investment Guidance.

The Malta Citizenship by Investment Program — officially known as the Naturalisation for Exceptional Services by Direct Investment (NESDI) — provides a pathway to full EU citizenship for qualifying investors and their families.

Visa Applications guides applicants through every stage of the Maltese process, including due diligence, property acquisition, investment execution, and final citizenship issuance under the oversight of the Community Malta Agency (CMA).

Investment Options

  • Government Contribution: Minimum €600,000 for a 36-month residency period or €750,000 for a 12-month route.
  • Real Estate: Minimum property purchase of €700,000 or annual rental of €16,000 for five years.
  • Donation: €10,000 to a registered Maltese NGO or charity.

Eligibility Requirements

  • Applicant must have resided in Malta for at least 12 months before citizenship issuance.
  • Provide full financial and background transparency.
  • Hold valid health insurance covering the EU.
  • Spouse, children under 29, and dependent parents may be included.

Program Benefits

  • Full European Union citizenship with settlement rights in all 27 EU countries.
  • Visa-free travel to 185+ destinations worldwide.
  • Access to EU healthcare, education, and banking systems.
  • Dual citizenship permitted under Maltese law.
  • Strong regulatory oversight ensuring long-term validity.

Application Process

  1. Pre-screening and eligibility verification.
  2. Submit residency application through authorised agent.
  3. Complete due diligence and investment commitments.
  4. Receive naturalisation certificate and Maltese passport.

Related Guidance

  • CBI vs Residency
  • Due Diligence Process
  • Tax Benefits

Frequently Asked Questions

Is Malta citizenship hereditary?
Yes. Maltese citizenship is permanent and passed to future generations.

Do I need to live in Malta full-time?
A minimum residency period of 12–36 months is required depending on investment amount.

How long does the process take?
Approximately 12–18 months.

About This Page

Author: Citizenship by Investment Editorial Team
Reviewed by: Michael Gibbons, Regulated Immigration Advisor.
Last Updated: December 2025.

Posted: 19th December 2025
Category:
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