Digital Nomad Visa Proof of Income

This page has been reviewed and verified by Michael Gibbons, Regulated Immigration Advisor. You can confirm document submission procedures through our Digital Nomad Visa Guidance.

When applying for a Digital Nomad Visa, one of the most important requirements is proof of income. Governments use this to ensure that applicants can support themselves financially while living abroad without needing local employment or public assistance. This guide explains how to demonstrate income eligibility, the accepted forms of evidence, and key tips for a successful application.

Why Proof of Income Is Required

Digital Nomad Visas are designed for remote workers and freelancers who earn money from abroad. By requiring proof of income, host countries verify that applicants can cover living expenses, housing, healthcare, and travel during their stay. This helps ensure financial stability and reduces the risk of unlawful work or overstaying.

Typical Minimum Income Thresholds

The minimum income requirement varies by country. Most destinations set a specific monthly income threshold, which may increase for dependents. Here are examples of average minimums:

• Portugal: €3,000 per month (or equivalent annual income).
• Spain: €2,200 per month.
• Croatia: €2,500 per month.
• Greece: €3,500 per month for individuals, plus 20% for a spouse and 15% per child.
• UAE: USD $3,500 per month minimum.
• Estonia: €4,500 gross monthly income requirement.

Accepted Proof of Income Documents

Applicants must submit clear and verifiable documents showing consistent earnings. The following are generally accepted forms of proof:

• Bank statements from the last 3–6 months showing regular income deposits.
• Recent payslips or salary certificates from an employer.
• Signed employment contract confirming ongoing remote work.
• Tax returns or income verification documents from your home country.
• Invoices or payment records for freelancers and self-employed individuals.
• Proof of company ownership or business registration (for entrepreneurs).

All documents must be issued in or translated into English or the host country’s official language. Applicants should ensure financial information matches across all forms to avoid delays.

Currency Conversion and Financial Evidence

If your income is not in the host country’s currency, you must provide conversions using the current exchange rate. Use verified sources such as the European Central Bank or OANDA. Attach a note clarifying conversion rates at the time of submission.

Applicants should also provide bank letters or proof of international banking access to demonstrate they can receive and manage funds abroad.

Additional Financial Proof for Dependents

When applying with family members, extra income is often required to cover dependents. For example, some countries increase the minimum monthly income threshold by:

• +20% for a spouse or partner.
• +15% for each child or dependent family member.

Applicants must submit birth or marriage certificates alongside income documentation to verify dependent relationships.

Tips for Preparing Your Proof of Income

• Ensure all documents are recent (within the last 90 days).
• Provide consistent income across multiple months — sporadic payments may raise concerns.
• Include cover letters or income statements explaining your remote work or freelance structure.
• Double-check that your name matches on all documents and bank accounts.
• Use PDF format when submitting digital copies for clarity and security.

Common Mistakes That Delay Applications

• Submitting incomplete bank statements or redacted information.
• Failing to provide proof of ongoing work or future contracts.
• Not converting income to the host currency.
• Submitting unsigned or unverified employment documents.
• Providing outdated financial proof (older than 6 months).

Example: Remote Employee Application (Portugal)

Jane, a UK-based web designer, applied for Portugal’s Digital Nomad Visa. She submitted:

• Six months of bank statements showing regular £3,200 deposits.
• An employer letter confirming her full-time remote status.
• A notarised employment contract and proof of tax payment in the UK.

Her application was approved in under three weeks due to the clarity and consistency of her documentation.

Related Guidance

• Digital Nomad Visa Tax Rules
• Digital Nomad Visa Benefits
• Digital Nomad Visa Insurance Requirements
• Countries Offering Digital Nomad Visas

People Also Asked

How much income do I need for a Digital Nomad Visa?
Most countries require between €2,000 and €4,000 per month, depending on location and family status.

Can freelancers apply for a Digital Nomad Visa?
Yes. Freelancers can apply by showing consistent client invoices, contracts, and payment records.

Do I need to prove savings as well as income?
Some countries accept savings as supplementary evidence, especially if your income fluctuates monthly.

Will cryptocurrency income qualify?
In some countries, yes — but you must provide verified exchange statements or transaction records showing conversion into fiat currency.

About This Page

Author: Visa Applications Editorial Team
Reviewed by: Michael Gibbons, Regulated Immigration Advisor.
Last Updated: December 2025.