Business & investor visas
Malaysian Malaysia My Second Home (MM2H)
A long-stay renewable visa requiring a fixed deposit and a property purchase under a three-tier (Silver/Gold/Platinum) structure — a residency route that pairs a bank deposit with a mandatory home purchase.
Important information
On this page
- Route type
- Long-stay renewable visa (no work rights; not PR or citizenship)
- Silver tier
- US$150,000 fixed deposit + property RM 600,000+ — 5-year pass
- Gold tier
- US$500,000 fixed deposit + property RM 1,000,000+ — 15-year pass
- Platinum tier
- US$1,000,000 fixed deposit + property RM 2,000,000+ — 20-year pass
- Deposit flexibility
- Up to 50% releasable after approval as a participant
- For approved purposes — buying a residence, education, medical treatment or tourism in Malaysia (official MOTAC guidance).
- Minimum age
- 25 (lowered under the 2024 rules); no minimum-income test
- Property hold
- Qualifying property generally must be retained for about 10 years
- Minimum stay
- 90 days (cumulative) per year
- Official MOTAC requirement across all tiers; for participants aged 25–49 the 90 days may be met by the principal and/or their dependants.
- Route to citizenship
- None
Who MM2H is for
MM2H suits financially secure foreigners — often retirees, remote-income earners and lifestyle migrants — who want a long-term Malaysian base and are willing to both deposit funds locally and buy a home.
- Buyers who want a genuine long-term home in Malaysia
- Retirees and passive-income earners (no local work rights)
- Applicants comfortable placing a fixed deposit and purchasing property
- Families — dependants can be included under the principal's pass
The three tiers (2024 national programme)
- Silver — US$150,000 fixed deposit, property RM 600,000+, 5-year renewable pass
- Gold — US$500,000 fixed deposit, property RM 1,000,000+, 15-year pass
- Platinum — US$1,000,000 fixed deposit, property RM 2,000,000+, 20-year pass
The property requirement
Unlike many long-stay visas, MM2H makes property purchase mandatory, with a minimum price set by tier. The property normally has to be retained for the duration of your participation (commonly cited as around ten years). This is what links MM2H directly to Malaysia's residential market and makes it attractive to buyers who want residency and a home in one step.
Application and conditions
Applications are made to the Immigration Department of Malaysia (with the Ministry of Tourism, MOTAC, overseeing the national programme). You must show the required liquid assets and offshore income, place the fixed deposit, undergo medical screening and hold approved medical insurance. A cumulative minimum stay in Malaysia applies under the 2024 rules.
- Apply to the Immigration Department of Malaysia / MOTAC
- Place the tier's fixed deposit in a Malaysian bank
- Buy qualifying property at or above the tier minimum
- Medical check and approved health insurance
- Meet the cumulative minimum-stay requirement each year
Sarawak and economic-zone variants
The state of Sarawak operates its own MM2H programme with different — generally lower — financial thresholds and its own administration. Separate packages also exist around designated economic zones such as Forest City in Johor. If either applies to you, confirm the specific requirements directly with the relevant state authority, as they differ from the national scheme.
Frequently asked questions
Yes. Under the 2024 national programme every tier requires a minimum property purchase — RM 600,000 for Silver, RM 1,000,000 for Gold and RM 2,000,000 for Platinum — in addition to a fixed bank deposit.
Official sources
For the most accurate and up-to-date information, always refer to the official government sources.
Verified against official gov.uk sources · last reviewed 2026-09-14. Information only — not legal advice.